A credit score of 660 is ideal for being approved for an FHA loan. NACA is a little more flexible. You do not need to have that score at the time of enrollment; however, you should understand that it will likely take you more than 6 months to close on a property if your score is below 660... or it will cost you more to close the lower your score is.
You can enroll in the program and use the resources provided, such as our credit repair service provider, to help you boost your credit score while preparing for the home buying process.
Hope to see you in the community soon!